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At Woodhull Capital Advisors, one of our chief goals is to maximize the clients’ financial plan by minimizing taxes and investment expenses. This goal is clearly on display in our asset allocation strategies.
We begin by discovering the client’s capacity to tolerate investment risk, using the most powerful risk profiling software available. Then we match the client’s risk tolerance threshold to one of seven asset allocation models.
The seven asset allocation models are: Capital Preservation Plus, Income Plus, Conservative Growth, Moderate Growth, Growth, Growth Plus and Aggressive Growth.
There are many categories which feature a version of our seven asset allocation models. These categories include tax minimization, retirement accounts and socially conscious investing.
We update quarterly all our asset allocation models. These updates include features like rebalancing. This ensures the original asset allocation remains in line with the client’s risk tolerance threshold.
Aging can weaken our decision-making ability. And when unexpected events occur, poor decisions are the likely result.
A carefully crafted Whealthcare plan, reviewed regularly, is more likely to bring success. It focuses on four key areas:
Starting early is important. Start putting things in place. Document your preferences with Whealthcare planning today!
Nearly one-fifth of all Americans have a disability. One out of six children born today have a learning disability. In 1995 one in 10,000 newborns had autism. That number increased to 1 in 160 in 2006 and to 1 in 54 today. As special needs trajectories spiral upward, so do the costs. This results in a financial burden to the family providing care for the special needs loved one.
Creating a special needs financial plan will reduce the financial burden and allow the loved one to live a full life. This means enjoying security, independence and having the capacity to do what they want with their lives.
A sound special needs financial plan has two objectives:
It is important that both objectives are met. We cover the necessary steps to set up a secure, financial future for both the loved one and the rest of the family.
As fee-only financial planners, we do not sell financial products or accept commissions, referral fees or compensation from other sources. This removes the conflicts of interest that exist with commission-based product sales.
As a fee-only financial planning firm, we are paid only by our clients. The result is unbiased planning performed by professionals who are committed to acting as a fiduciary in a client-centered relationship.
Fee-only planners rely on business practices that are transparent, accountable and open.
You work hard for your money. We’ll work hard to protect it.
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